Online Payday Loan Rates and Terms in Saskatchewan

$14 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $42
Total to Pay: $342

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 14% of the loan principal, payable on the loan repayment date.
NSF charge of $20. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

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Cost of Borrowing
Ontario Resident Agreement

Maximum charges permitted in Ontario for a payday loan:
14% of the principal
We charge: 14% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $42.00
Annual Percentage Rate = 365% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

Ontario License Number: 4741248

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Online Payday Loan Rates and Terms in Saskatchewan

$14 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $42
Total to Pay: $342

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 14% of the loan principal, payable on the loan repayment date.
NSF charge of $20. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

Yes I Understand Close Window

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BURNABY'S BEST PAYDAY LOAN OPTION

Canada’s most accessible loans

800
Saskatchewan
APPLY NOW FOR FAST APPROVAL

British Columbia

The Best PayDay Loan in Burnaby

Burnaby is an especially dynamic location that offers an extraordinary range for those seeking different lifestyles. Between the rural life, the quaintness of the suburbs and the exciting of the big city, you’ll find it all here. A popular place to live or visit, its British Columbia’s third largest city.

Burnaby’s residents are smart and savvy, which is why they’re recognizing the value of fast, easy, transparent and responsible short-term loans when life throws the unexpected at them. And we’re been happy to help them out with that. Check out our cash advance or more flexible payment plan. Either is an affordable solution, that’s quick and easy, when the unexpected expenses arise. Ours is a completely streamlined, easy to use, secure, online process. The whole thing can be done from the comfort of your couch, all in one day. Once approved, and you sign the electronic contract, your funds are just 5 minutes away from being in your bank account.

With such an extraordinary range of leisure options, we understand that the folks of Burnaby don’t want to be wasting their time in a dreary loan application process. There’s no waiting in line. No waiting for your number to be called. No dragging piles of documents around.

You can apply from the comfort of your armchair, using our great phone app or by going to our website. And you can borrow up to $1,500.

From the excitement of the Height District to Brentwood Town Center, the quick cash you need is ready at hand. It’s quick and easy.

Not only is it fast, it’s also the responsible choice. If you’re looking for a short-term loan, with a trusted, direct lender, Swift Online Cash is the company for you. Our Code of Conduct is drawn from industry best practices, ensuring a transparent and responsible lending process wherever you are, in or near Burnaby: Vancouver, Surrey, West Vancouver, White Rock, North Vancouver, Langley, Port Moody. Anywhere in the Burnaby area, we’ve got you covered with our ethical lending practices

Whether you live in Edmonds, Lougheed, Deer Lake, or anywhere else in the Burnaby area, we are licensed to operate in Burnaby, and all across British Columbia. Not only do we offer the top of the line in online security, but we promise to never sell your personal information to any third party.

Not only is it fast, it’s also the responsible choice. If you’re looking for a PayDay Loan in Burnaby, with a trusted, direct lender, Swift Online Cash is the company for you.

Some British Columbia cities where we provide loans are 

in Vancouver, Surrey, Victoria, Kelowna, Abbotsford, Burnaby, White Rock, Nanaimo, Kamloops, Chilliwack, Prince George, Vernon, Courtenay, Campbell River, Penticton, Mission, Parksville, Duncan, Ladner, Tsawwassen, Port Alberni, Fort St. John, Cranbrook, Squamish, Terrace, Salmon Arm, Trail-Fruitvale, Powell River, Quesnel, Aldergrove, Prince Rupert, Dawson Creek, Nelson, Ladysmith, Williams Lake, Sooke, Gibsons, Castlegar, Sechelt, Summerland, Whistler, Shawnigan-Mill Bay, Duck Lake, Revelstoke, Kitimat, Smithers, Merritt, Oliver, Creston, Armstrong, Fernie, Peachland, Osoyoos, Kimberley, Dallas, Hope, Grand Forks, Kent, Port Hardy, Cumberland, Cobble Hill, Aldergrove East, Sparwood, Fort Nelson, Mackenzie, Golden, Rossland, Chemainus, Lake Cowichan, Enderby, Invermere, Princeton, Cowichan Bay, Chase, Okanagan Falls, Houston, Port McNeill, Tumbler Ridge, Vanderhoof, Blind Bay, Pemberton, Rayleigh, Burns Lake, Roberts Creek, One Hundred Mile House, Sicamous, Elkford, Rosedale, Keremeos, Cedar, Ucluelet, Lillooet, Fort St. James, Puntledge, Crofton, Lions Bay, Lumby, Harrison Hot Springs, Logan Lake, Telkwa, Fairwinds, Salmo, Nakusp, Welcome Beach, Miller's Landing, Ashcroft, Canoe, Cultus Lake, Naramata.

WHAT'S THE BEST LOAN FOR YOU?

Everyone’s financial challenges are a little unique to them. Including yours!.

CONSIDER YOUR OPTIONS

There are a lot of borrowing options out there. Don’t hesitate to ask important questions. You have to find out how reliable a lender is going to be. Choose a company with which you feel comfortable and confident.

WHAT CAN YOU REALLY AFFORD?

A loan can be a big help in times of trouble. But overextending yourself can actually make things worse. Don’t bite off more than you can chew. Make sure your loan is an amount you’ll be able to pay.

UNDERSTAND YOUR FEE OBLIGATIONS

Not every lender out there is as transparent as Swift Online Cash. Some have hidden fees. Some will even apply a surcharge for early payment Make sure you understand your fee obligations before you sign for your loan.

OPT FOR FLEXIBILITY

The arrangement that best suits you is the one closest tailored to your specific situation. That requires flexibility in the borrowing agreement. Are there additional charges hidden in the agreement? Will you get dinged for an early payments?

OPT FOR TRANSPARENCY

Conscientious and responsible lenders are transparent about their agreements, conditions, limits and fees. Before you take a loan with any company, makes sure they provide all the relevant information in a clear and easy to understand way.

WATCH OUT FOR FRAUD

Not all online lenders are completely ethical or even honest. In their way, it is buyer beware. Don’t fall victim to the scammer’s trap.



Best things about living in Burnaby, BC:

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. FAST e-Transfer.

APPLY NOW FOR INSTANT APPROVAL

Maximum charges permitted in Saskatchewan for payday loan: 14% of the principal. We charge: 14% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $42 Annual Percentage rate = 365%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans online and fast cash advances to thousands of Canadians in Saskatchewan, in Ontario, in Nova Scotia as well as in Manitoba.

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