WE LEND RESPONSIBLY

Canada’s most accessible loans

We Lend Responsibly!

At Swift Online Cash we take seriously our obligation to conduct ourselves ethically and honestly. Our reputation and the well-being of our customers depend upon such conduct from us. Toward ensuring this end our Code of Conduct establishes principles and rules based on the best practices across the industry. In the end, though, the integrity of our business depends upon us making the best, most ethical choices in our daily interaction with applicants and customers.

Our Code of Conduct:

We are licensed to provide payday loans across the Canadian provinces. We rigorously adhere to the regulatory standards of each of the provinces within which we operate. Our credit solutions are fully consistent with these regulatory environments. We do not violate these regulations and apply them consistently in both our loan underwriting and, should it prove necessary, in our collection operations.

Sustainable Lending:

Financial sustainability for both our business and our customers depends upon sound and responsible lending. Only loans that we believe are within our customers’ capacity for repayment will be offered.

Uncompromising Transparency:

At Swift Online Cash transparency is our touchstone. Toward that end, we ensure that all the information we provide, about fees, rates, or any other costs or obligations, are clearly laid out in straightforward, easy to understand language. We will never mislead you, manipulate you or influence you in any fraudulent manner or direction. All employees and agents of Swift Online Cash understand the imperative to provide honest and clear answers to your questions.

Your Security:

Your security is important to us. All measures that are reasonably possible are followed to ensure the security of your personal information. Nor will we ever sell your information to any third party.

Our Integrity:

We pledge to treat every decision we make regarding lending with the highest standards of honesty, caution and conscientiousness. Our Code of Conduct informs all our business practices.

Everyone deserves the opportunity to engage in quick and easy financial services that meet the highest ethical standards. Providing you with this opportunity is our aspiration.

You should contact us if you have queries or concerns regarding our Code of Conduct. We will enthusiastically discuss these matters with you, if you contact us via your dashboard through LOGIN

WHAT'S THE BEST LOAN FOR YOU?

Everyone’s financial challenges are a little unique to them. Including yours!.

CONSIDER YOUR OPTIONS

There are a lot of borrowing options out there. Don’t hesitate to ask important questions. You have to find out how reliable a lender is going to be. Choose a company with which you feel comfortable and confident.

WHAT CAN YOU REALLY AFFORD?

A loan can be a big help in times of trouble. But overextending yourself can actually make things worse. Don’t bite off more than you can chew. Make sure your loan is an amount you’ll be able to pay.

UNDERSTAND YOUR FEE OBLIGATIONS

Not every lender out there is as transparent as Swift Online Cash. Some have hidden fees. Some will even apply a surcharge for early payment Make sure you understand your fee obligations before you sign for your loan.

OPT FOR FLEXIBILITY

The arrangement that best suits you is the one closest tailored to your specific situation. That requires flexibility in the borrowing agreement. Are there additional charges hidden in the agreement? Will you get dinged for an early payments?

OPT FOR TRANSPARENCY

Conscientious and responsible lenders are transparent about their agreements, conditions, limits and fees. Before you take a loan with any company, makes sure they provide all the relevant information in a clear and easy to understand way.

WATCH OUT FOR FRAUD

Not all online lenders are completely ethical or even honest. In their way, it is buyer beware. Don’t fall victim to the scammer’s trap.

Maximum charges permitted in Saskatchewan for payday loan: 17% of the principal. We charge: 17% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $51 Annual Percentage rate = 443.21%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans online and fast cash advances to thousands of Canadians in Saskatchewan, in Ontario, in Nova Scotia as well as in Manitoba.

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