Online Payday Loan Rates and Terms in Saskatchewan

$17 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $51
Total to Pay: $351

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 17% of the loan principal, payable on the loan repayment date.
NSF charge of $25. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

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Cost of Borrowing
Ontario Resident Agreement

Maximum charges permitted in Ontario for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

Ontario License Number: 4741248

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Online Payday Loan Rates and Terms in Saskatchewan

$17 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $51
Total to Pay: $351

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 17% of the loan principal, payable on the loan repayment date.
NSF charge of $25. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

Yes I Understand Close Window

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Online Instant Payday Loans in Alberta

Canada’s most accessible loans

800
Saskatchewan
APPLY NOW FOR FAST APPROVAL

Payday Loans Alberta

Fast and Secure Alberta Payday Loans Online

Things happen in life and sometimes you need extra money for unexpected expenses. What do you do? Borrow from family? That can be complicated. Apply for a line of credit? But that can take too long. When you need a solution now, there is no faster way to get a Fast Cash Loan than a Alberta Payday Loan Online.

We offer you a payday loan that can be approved in just minutes. And once approved, just 5 minutes after signing your contract we’ll have your money e-transferred into your bank account.

When you get Payday Loans in Alberta,you can use the instant e transferred cash loan to get your car or computer repaired, emergency dental work or last-minute tuition fees. At Swift Online Cash, Alberta Online Payday Loans give you access to the cash you need when you need it. Check out our Online cash advances in Alberta and choose a flexible payment plan that works for you. With us, you can Borrow Money Online in Alberta with an affordable solution, that’s quick and easy, when the unexpected expenses arise.

We also offer you Bad Credit Payday Loans in Alberta that can be approved in just minutes. We do not care about your credit and therefore we do not use your fico score as a determining factor for your Alberta no credit check payday loan. Getting a payday loan in Alberta with bad credit is never an issue with Swift Online Cash. All that is required to apply is a job. And once approved, just 5 minutes after signing your contract we’ll have your bad credit guaranteed payday loan e-transferred into your bank account for fast access to your cash.

Click Here to Apply Now!



Some other Alberta cities where we provide loans are 

in Edmonton, Calgary, Red Deer, Lethbridge, Fort McMurray, Medicine Hat, Grande Prairie, Airdrie, Spruce Grove, Lloydminster, Leduc, Okotoks, Cochrane, Fort Saskatchewan, Chestermere, Camrose, Beaumont, Stony Plain, Sylvan Lake, Brooks, Strathmore, High River, Wetaskiwin, Lacombe, Canmore, Morinville, Whitecourt, Hinton, Olds, Blackfalds, Taber, Coaldale, Edson, Banff, Grand Centre, Innisfail, Ponoka, Drayton Valley, Cold Lake, Devon, Drumheller, Rocky Mountain House, Slave Lake, Wainwright, Stettler, St. Paul, Redcliff, Vegreville, Didsbury, Bonnyville, Langdon, Westlock, Barrhead, Jasper, Peace River, Vermilion, Raymond, Pincher Creek, Claresholm, Grande Cache, Cardston, Penhold, Carstairs, Three Hills, Crossfield, High Level, Fort Macleod, Gibbons, Coalhurst, Grimshaw, Fairview, Black Diamond, Sexsmith, Hanna, Beaverlodge, Lac la Biche, High Prairie, Turner Valley, Magrath, Rimbey, Heritage Pointe, Nanton, Provost, Clairmont, Millet, Sundre, La Crète, Tofield, Calmar, Bow Island, Fox Creek, Picture Butte, Vulcan, Redwater, Blairmore, Bon Accord, Wembley, Springbrook, Lancaster Park, Coleman, Elk Point, Valleyview, Westlake, Lamont, Nobleford, Swan Hills, Athabasca, Bowden, Vauxhall, Mayerthorpe, Alberta Beach - Val Quentin, Two Hills, Bassano, Irricana, Legal, Eckville, Manning, Trochu, Viking, Falher, Bentley, Duchess, Wood Buffalo

Swift Online Cash is rocketing to the top
in the PayDay loan industry.
Here are 5 reasons why we’re Saskatchewan’s choice:

Credit Score Not Great?

Don’t be discouraged by a poor credit score. What we’re interested in is your ability to pay. Just because things went badly for you in the past doesn’t mean you’re not able to pay today. We use our advanced algorithm to take in the whole financial picture of your situation. But of course, we don’t want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don’t think you’ll be able to pay.

Money that’s minutes away

Residents of Saskatchewan and the larger metropolitan area will be amazed at how efficiently we have down the short-term loan process. In the great majority of cases, your loan will be available in just minutes. We have a leading-edge approvals system that you can use from the comfort of your home.

No document fatigue

We know other companies require you to document your whole life. No need to worry about that with us. We won’t ask for faxes or letters, nor will we require you to come into our office to sign any documents. It’s all streamlined online for your convenience.

Completely transparent

Our Code of Conduct assures you’ll experience the most ethical, responsible and transparent loan experience possible. Everything is clearly explained, and your questions are answered when you ask them. Everything you need to pay is explained up front and transparently. Our job is to make your life easier.

Safe and secure

Of course, we require some personal information to assess your application, but you can be rest assured, that your information is safe with our top of the line industry encryption technology. Wherever you live in the Saskatchewan area, this is the safest, easiest, most transparent loan process you’ve seen.

We appreciate the encouraging response to our innovative loan business model from our clients in Saskatchewan. Look forward to more great short-term loan opportunities as we work to make your financial life easier and happier.



Helpful information about Alberta, Canada:

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. FAST e-Transfer.

APPLY NOW FOR INSTANT APPROVAL

Maximum charges permitted in Saskatchewan for payday loan: 17% of the principal. We charge: 17% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $51 Annual Percentage rate = 443.21%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans online and fast cash advances to thousands of Canadians in Saskatchewan, in Ontario, in Nova Scotia as well as in Manitoba.

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