BEST PAYDAY LOANS NEAR ME
Canada’s most accessible loans
THE PAYDAY SOLUTION THAT WORKS
Get up to $1,500. Low Rates. 5 minutes e-transfer
Some people go searching for “payday loan near me.” Those days, thankfully, are finally over. No longer is anybody limited by their geographic location to the kind of borrowing option that are available to them. With our instant, online service, Swift Online Cash makes short term loans available to anyone, anywhere, any time of day. And you can do it all from the comfort and convenience of your office or sofa.
So, next time you start typing into that browser “payday loan near me,” remember, that’s the internet – it brings the world to your doorstep. Applying with us gives you access to a lending process that is lightning fast. You’ll have a range of loan amount options, repayment options and terms, which allow you to tailor your loan to your needs. Most of the time the whole thing is done in an hour. And after you’re approved, and sign your electronic contract, you’ll see those funds in your bank account, by e-transfer, in just 5 to 10 minutes.
And if that “payday loan near me” search was because you were looking for someone you could trust, don’t worry about that. We’re a fully licensed direct lender, in compliance with all federal and provincial government regulation. That means a borrowing experience for you that is safe, transparent, and easy.
Questions & Answers
Our eligibly requirements are basic. All we ask is that you:
- Are a Canadian citizen. Live in a province where we do business.Alberta, British Columbia, and Ontario.
- Are 19 years of age or more.
- Received the same income source for at least 3 months.
- Have at least a monthly net income of $800.
- Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
- Have valid email and home address, and a mobile phone.
Installment Plans with Swift Online Cash are your Best Loan Options
Flexible
That’s our touchstone. We know that everyone’s situation is different. Sometimes a little different; sometimes a lot. That’s why we offer a menu of options in loan amounts, loan durations and repayment plans. All to help tailor your loan to your specific needs.
Don’t Feel Defeated by a Credit Score
What we’re interested in is your ability to repay. Just because things went badly for you in the past doesn’t mean you’re not able to repay today. We use our advanced algorithm to take in the whole financial picture of your situation. But of course, we don’t want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don’t think you’ll be able to repay.
Swift Online Cash is a Direct Lender
Only dealing with a direct lender provides you the optimum level of consumer protection. Unfortunately, a lot of those offering you short-term loans online are not direct lenders, so you have to be careful. With Swift Online Cash you can rest assured, we are licensed to operate under both federal and provincial government regulations ensuring your financial safety.
Money That’s Minutes Away
You will be amazed at how efficiently we have down the short-term loan process. In the great majority of cases, your loan will be available in just minutes. We have a leading-edge approvals system that you can use from the comfort of your armchair. Once approved, and after signing your electronic contract, you can have up to $1,500 by e-transfer in just 5 minutes.
Completely Transparent
Our Code of Conduct assures you’ll experience the most ethical, responsible and transparent loan experience possible. Everything is clearly explained, and your questions are answered when you ask them. Everything you need to pay is clearly explained up front. Our job is to make your life easier.
Our eligibly requirements are basic.
Swift Online Cash The hassle-free loan option.
Required
- Are a Canadian citizen or Permanent Resident.
- Live in a province where we do business.
- Are 19 years of age or more.
- Received the same income source for at least 3 months.
- Have at least a monthly net income of $800.
- Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
- Have valid email and home address, and a mobile phone.
Can I be approved quickly?
Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.
Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.
Is there a borrowing limit?
Currently, we offer loans between $100 and $1,500. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.
How Much Income do I Need?
Our minimum monthly requirement is an income of $800. Though a lot of sources, which you might not expect, can be counted toward this total. That includes child tax credits, EI, ODSP benefits and pensions for example. Include such income sources in the Employment Details of your application and you're ready to go.
How about Payments?
We make payments easy. Once a payment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the payment. Other than that, there’s nothing for you to worry about.
Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. FAST e-Transfer.
We do things differently
Swift Online Cash is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.
Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.
Maximum charges permitted in Saskatchewan for payday loan: 17% of the principal. We charge: 17% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $51 Annual Percentage rate = 443.21%
Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans online and fast cash advances to thousands of Canadians in Saskatchewan,
in Ontario, in Nova Scotia as well as in Manitoba.