Online Payday Loan Rates and Terms in Saskatchewan

$17 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $51
Total to Pay: $351

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 17% of the loan principal, payable on the loan repayment date.
NSF charge of $25. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

Yes I Understand Close Window


Cost of Borrowing
Ontario Resident Agreement

Maximum charges permitted in Ontario for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

Ontario License Number: 4741248

Close Window

Online Payday Loan Rates and Terms in Saskatchewan

$17 per $100

Example: For a $300 loan for 14 days
Principal Amount: $300 loan for 14 days
Total Cost of Borrowing: $51
Total to Pay: $351

"This information conforms to the requirements of The Payday Loans Act"

A Payday Loan is a High Cost Loans
A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at https://fcaa.gov.sk.ca

Fees and Charges
The following are fees and charges applied on a payday loan:
Loan fee of 17% of the loan principal, payable on the loan repayment date.
NSF charge of $25. for a dishonoured cheque or pre-authorized debits dishonoured. Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.

Rights to cancel payday loan
The borrower shall have the right to cancel the payday loan, without reason or cost, at anytime before the end of the business day following the date that the payday loan agreement was entered into.

To cancel a payday loan agreement. the borrower shall:
  1. Give written notice of the cancellation to Swiftonlinecash.com by use of the Notice of Cancellation form. The cancellation notice must be delivered by email to support@swiftonlinecash.com
  2. Repay to Swiftonlinecash.com by payment method of e-transfer. the amount that was advanced to the borrower under the payday loan. The funds must be e-transferred to Swiftonlinecash.com at support@swiftonlinecash.com.
  3. On the cancellation of a payday loan agreement and receipt of loan repayment, Swiftonlinecash.com will immediatly provide the borrower with a Receipt of Cancellation form the loan agreement respecting the amount the borrower paid or returned to the payday lender on cancelling the payday loan agreement.

    The cancellation of a payday loan agreement extinguishes every liability and obligation of the borrower is under. or related to. the payday loan agreement.
Debt Counselling
If you feel you may benefit from confidential debt counselling. Credit Counselling Canada can be reached by calling toll-free at 1-888-527-8999; by fax at 1-888-520-8008; by e-mail at info@nomoredebts.org or by mail at Suite 124A 1621 Albert Street Regina SK S4R 8G9. You can also visit their website for further information at www.CreditCounsellingCanada.ca.

Forms
Cancellation Receipt Forms

Credit Counselling
Credit Counselling Information

Yes I Understand Close Window

content 1

THE HASSLE-FREE LOAN, WHEN YOU NEED IT

Canada’s most accessible loans

800
Saskatchewan
APPLY NOW FOR FAST APPROVAL

LOOKING FOR THE BEST ONLINE PAYDAY LOAN?

Now you can apply for the best, guaranteed payday loans from the comfort of your own couch!
Our Advanced Assessment Tools mean a fast Cash Loan for you.

Intime financial help and on-time loans and borrow money with payday loan advance
We are Safe and Secure!

Your Privacy, Confidentiality and Financial Security are Guaranteed, and we are compliant with all Provincial Regulations.

We have Expert Support!

Our great Staff are always there, 24/7 to ensure your loan questions are answered loan is OK'd as fast as possible.

We Have No Hidden Fees!

Despite your credit rating, we are up front with all of our fees and charges. We are compliant licensed lender.

Flexibility

Your interest fee is unchanged.

Transparent

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lender under provincial law and regulation.

We are Fast!

Your Approval, is complete in just a few minutes! It's the easiest approval in the business with No Credit Check!

Getting A Loan has never been easier! We just need some background details and your application is good to go !

It doesn't matter if you have bad credit, or no credit. It's Easy, and just a couple of clicks away!

Apply Here and your money will be on it's way!

1.

Apply immediately

Getting a personal loan has never been easier or faster. We need some personal background info, then just choose your loan amount, then you're good to go.

2.

Know immediately

There's no fuss in the process. You'll be immediately informed if you qualify. All that is left is to sign your electronic contract.

3.

Receive money

Any time, day or night, your loan will be e-transferred to you in just 5 minutes!

Our eligibly requirements are basic.

Swift Online Cash The hassle-free loan option.

Required

  • Are a Canadian citizen or Permanent Resident.
  • Live in a province where we do business.
  • Are 19 years of age or more.
  • Received the same income source for at least 3 months.
  • Have at least a monthly net income of $800.
  • Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
  • Have valid email and home address, and a mobile phone.

Can I be approved quickly?

Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.

Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.


Is there a borrowing limit?

Currently, we offer loans between $100 and $1,500. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.

How Much Income do I Need?

Our minimum monthly requirement is an income of $800. Though a lot of sources, which you might not expect, can be counted toward this total. That includes child tax credits, EI, ODSP benefits and pensions for example. Include such income sources in the Employment Details of your application and you're ready to go.

How about Payments?

We make payments easy. Once a payment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the payment. Other than that, there’s nothing for you to worry about.

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. FAST e-Transfer.

APPLY NOW FOR INSTANT APPROVAL

Maximum charges permitted in Saskatchewan for payday loan: 17% of the principal. We charge: 17% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $51 Annual Percentage rate = 443.21%

Swift Online Cash, proudly canadian owned and operated, offers personalized payday loans online and fast cash advances to thousands of Canadians in Saskatchewan, in Ontario, in Nova Scotia as well as in Manitoba.

APPLY